The above table lists the monthly average rates for conventional and conforming 15 and 30 year fixed rate mortgages in the united states. Hshs fixed rate mortgage indicator frmi averages 30 year mortgages of all sizes including conforming expanded conforming and jumbo.
 		 		
 	Historic Mortgage Rates From 1981 To 2019 And Their Impact 	
Homebuyers who have recently borrowed fixed rate mortgages have benefited from interest rates at historical lows.
Mortgage interest rates history chart. 30 year fixed mortgage rate historical chart. After reaching a high of nearly 19 in 1981 mortgage rates have steadily declined and remained in the low single digits. Historical mortgage rates data available by month from 1986 to 2016.
The current 30 year mortgage fixed rate as of october 2019 is 375. Opinions estimates forecasts and other views contained in this document are those of freddie macs economic housing research group do not necessarily represent the views of freddie mac or its management should not be construed as indicating freddie macs business prospects or expected results and are subject to change without notice. The 30 year mortgage rate is the fixed interest rate that us home buyers would pay if they were to take out a loan lasting 30 years.
History of mortgage interest rates 15 30 year fixed rate mortgages frm 1972 to the present click here for recent mortgage rates click here for a chart of mortgage rates this webpage contains a large table. Averages shown reflect the interest rate. Mortgage interest rates determine your monthly payments over the life of the loan.
Information on points can be found at the freddie mac website. Please be patient while the page loads. There are many different kinds of mortgages that homeowners can decide on which will have varying interest rates and monthly payments.
Lenders charge interest on a mortgage as a cost of lending you money. Interactive historical chart showing the 30 year fixed rate mortgage average in the united states since 1971. Your mortgage interest rate determines the amount of interest you pay along with the principal or loan balance for the term of your mortgage.
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